Life Insurance

After a life of work, what will you leave behind for your loved ones? Life insurance is an essential piece of our Financial Confidence Plan if protecting and caring for loved ones is part of your goal.

A general rule is to seek coverage between five and seven times your gross annual income. Policies are available in two main categories: term and permanent.

Term insurance generally provides coverage for a specified period of time and pays out a specified amount of coverage to your beneficiaries if you pass within that designated time period. A permanent insurance policy, on the other hand, will stay in effect for life, as long as premiums continue to be paid.

There are also hybrid policies available with tax and investment benefits and our team can direct you to the program that meets your needs.

DISCLAIMER: Guarantees and protections provided by insurance products, including annuities, are backed by the financial strength and claims-paying ability of the issuing insurance carrier.