Our Financial Planning Services
Boston, Hingham, Beverly, Waltham

Helping you craft your financial freedom

We are an independent financial services firm that helps soon-to-be retired and retired residents in New England effectively prepare for their retirement and long-term care needs. We take a holistic approach, analyzing your entire financial life, taking into accounts the most up-to-date trends, market volatility, health care and housing needs, legacy planning and more.

Our team will work with you to:

Optimize and preserve your retirement savings
Create an income plan for retirement
Solidify your legacy planning needs
Plan for the cost of long-term care
Develop and implement a legacy plan 

In today’s new and challenging economic environment, you must not only save and invest strategically to retire, but you must also take distributions from your accounts during retirement in the most efficient manner. We personalize a strategy to ensure you are potentially maximizing assets, taking advantage of market changes, new rules and products, and tax laws. We do the heavy lifting so you can spend more time enjoying the rewards.

At Lowrey Financial Group we help you Craft Financial Freedom.

DISCLAIMER: Insurance products are offered through the insurance business Lowrey Financial Group Inc.

YOUR MONEY, YOUR PLAN

Comprehensive Financial Services

We believe financial planning is not one-size-fits-all.
Our advisors create strategies that fit your goals, values, and lifestyle—so your money supports the future you want to live.

Retirement Strategies

We create personalized, stress-free financial strategies that blend smart investing and reliable income to help you enjoy the retirement you’ve earned.

Tax Strategies

We help you navigate complex tax laws with personalized strategies that maximize your retirement income and keep more of your money working for you.

Long-Term Care Planning & Asset Protection

We protect your assets and help you prepare for life’s uncertainties and rising health costs.

Estate Planning

We help you build a clear, tax-efficient legacy plan to protect your wealth, avoid probate, and ensure your wishes are honored for future generations.

Life Inssurance

We help you choose the right life insurance strategy to protect your loved ones and leave a meaningful legacy with long-term financial security.

Why Choose Lowrey Financial Group

We don’t believe in cookie-cutter advice.
Our mission is simple: to help you feel confident in your financial future through clarity, education, and proactive guidance.

What sets us apart:

 

  • 🧭 Personalized strategies designed around your life

  • 💼 Fiduciary standard — your interests always come first

  • 🌎 Local presence in Hingham, Beverly, and Waltham, MA

  • 🤝 Dedicated, long-term client relationships

Retirement Planning

Build a retirement strategy that ensures your income lasts as long as you do.
We help you design sustainable withdrawal plans, estimate future needs, and align your savings with your lifestyle goals.

You’ll gain:
• A clear picture of your income sources
• Confidence in your long-term plan
• Peace of mind knowing you won’t outlive your savings

Tax Planning Strategies

Smart planning today can save you significantly in the future.
We help identify ways to minimize taxes on retirement withdrawals, investments, and estate transfers through proactive, personalized strategies.

We’ll help you:
• Structure income efficiently
• Plan Roth conversions strategically
• Align your investment and tax plans

Long-Term Care Planning

Healthcare costs can threaten even the best-laid plans.
We help you prepare for the unexpected—exploring long-term care insurance, hybrid policies, and funding options that fit your needs.

You’ll understand:
• What long-term care might cost
• How to protect your assets from rising healthcare expenses
• Which options work best for your family

Estate & Legacy Planning

Protect what you’ve built and ensure it supports the people and causes that matter most.
We coordinate with estate attorneys and CPAs to help you structure your legacy thoughtfully and efficiently.

Includes:
• Beneficiary and trust coordination
• Estate tax reduction strategies
• Legacy and charitable giving plans

Social Security & Medicare Guidance

Choosing when and how to claim benefits can make a big difference.
Our advisors help you navigate Social Security and Medicare so you can maximize your benefits and make confident decisions.

We’ll guide you through:
• Optimal claiming age
• Spousal benefit strategies
• Medicare enrollment and coverage options

Investment Management

Our approach to investing is grounded in discipline, not headlines.
We tailor portfolios to your goals, time horizon, and comfort with risk—so your money works as hard as you do.

We focus on:
• Diversification and risk management
• Ongoing portfolio monitoring
• Transparent, fiduciary advice